-
24/7 available services
-
At Charak Hospital, we make healthcare accessible. Avail cashless hospitalisation through Ayushman Bharat PM-JAY, CGHS, ECHS, and 50+ private insurance companies. Our dedicated TPA desk is available 24/7 so you can focus on recovery, not paperwork.
Charak Hospital is empanelled under all major government healthcare schemes. Beneficiaries can avail cashless treatment directly — no out-of-pocket payment required for covered procedures.
Cashless cover up to ₹5 lakh per year for 1,500+ procedures. India's largest government health insurance scheme.
Central Government Health Scheme for central government employees, pensioners, and dependents. Present CGHS card for cashless admission.
Ex-Servicemen Contributory Health Scheme for retired defence personnel and their families. Fully cashless for empanelled procedures.
Employees' State Insurance and corporate employer health policies accepted. Canara Bank, RBI, FCI, UPPCL, Airport Authority and more.
Download the latest CGHS package rates for all procedures including cancer treatment, chemotherapy, surgery, and diagnostics. Rates last revised July 2024.
Rates are city-specific. Charak Hospital Lucknow bills at CGHS-approved rates for all empanelled procedures. For queries call: 0522-666-4444
From admission to discharge, our TPA desk handles everything. Here's the step-by-step process for cashless hospitalisation at Charak Hospital.
Call before planned admission. For emergencies, treatment begins immediately while TPA process runs in parallel.
On arrival, go to the TPA / Insurance desk and present your health card. For emergencies, a family member can initiate this while treatment begins.
Submit your insurance card, photo ID, doctor's prescription, and prior medical records. Our team assists in completing pre-authorisation forms.
We send the pre-auth request directly to your insurance company or TPA. Approval typically arrives within 2–4 hours for planned cases.
Once approved, your treatment, surgery, or hospital stay proceeds normally. All covered costs are settled directly between the hospital and insurer.
At discharge, you pay only the non-covered or co-payment amount (if any). All original bills and discharge summaries are provided for your records.
Please carry these documents when coming for cashless hospitalisation. Missing documents can delay pre-authorisation.
If your insurer is not on our cashless panel or you paid out-of-pocket, you can claim reimbursement. We provide all documentation required.
We partner with all major insurance companies, TPAs, and corporate empanellments across India.
Fill in your details and upload your insurance documents. Our TPA team will contact you within 2 hours to initiate pre-authorisation.
Available 24 hours, 7 days a week for pre-authorisation, queries, and reimbursement support.
0522-666-4444 [email protected]Come directly to Emergency. Treatment starts immediately — TPA formalities handled in parallel.
0522-666-4444